Did you know business owners and incorporated professionals can create their own pension? Individual Pension Plans (IPP) remain one of Canada’s best-kept retirement planning secrets. An IPP can be a powerful, tax-efficient solution that offers higher registered contribution limits, enhanced corporate tax deductions, and unique opportunities to move assets out of the corporate structure.

Optimizing after-tax returns requires a dexterous approach; multiple investment techniques and planning strategies must be integrated with the complex world of Canadian taxation. In this paper, we present eleven investment tools professional advisors can bring to the table.